Terms of Use.

Please read these Terms of Use carefully before using this website. By accessing or using the Website, you agree to be bound by these Terms.

01About these terms

These Terms of Use (the "Terms") govern your access to and use of the website operated by Pinetree Capital at https://www.pinetreecapital.ae (the "Website"), together with any content, features, tools, communications and services made available through it.

In these Terms, "Pinetree Capital", "we", "us" and "our" refer to Pinetree Capital, a proprietary investment firm based in the United Arab Emirates. "You" and "your" refer to the individual or entity accessing or using the Website.

These Terms form a binding agreement between you and Pinetree Capital. By accessing or using the Website, you confirm that you have read, understood and agree to be bound by these Terms and by our Privacy Policy, which is incorporated into these Terms by reference.

02Eligibility and jurisdictional restrictions

You may use the Website only if you are at least 18 years of age and have the legal capacity to enter into a binding agreement under the laws applicable to you. By using the Website you represent and warrant that you meet these requirements.

The Website is operated from the United Arab Emirates. We make no representation that the content of the Website is appropriate, lawful or available for use in any other jurisdiction. Access to the Website from jurisdictions where its content is illegal, restricted or where Pinetree Capital is not authorised to make information available is prohibited. If you choose to access the Website from outside the United Arab Emirates, you do so on your own initiative and are responsible for compliance with the laws of your jurisdiction.

The Website and its content are not directed at, or intended for distribution to or use by, any person or entity who is a citizen, resident or located in any jurisdiction where such distribution, publication, availability or use would be contrary to applicable law or regulation, or which would subject Pinetree Capital to any registration or licensing requirement within that jurisdiction.

03Nature of the content — no investment advice or solicitation

Pinetree Capital is a proprietary investment firm that deploys its own capital. Pinetree Capital does not hold itself out, through this Website or otherwise, as a regulated investment adviser, broker, dealer, asset manager, fund manager or financial-services firm in any jurisdiction, and does not provide regulated financial services to members of the public through this Website. Nothing on this Website should be interpreted as Pinetree Capital offering or providing any regulated activity.

All content on the Website, including but not limited to text, market commentary, research notes, opinions, charts, data, references to specific securities or asset classes, and any other materials (collectively, the "Content"), is provided for general information purposes only. The Content:

• does not constitute investment, financial, legal, tax, accounting, regulatory or any other form of professional advice;
• does not constitute an offer to sell, a solicitation of an offer to buy, or a recommendation in respect of any security, financial instrument, fund, investment product or strategy;
• does not constitute a personal recommendation and is not tailored to the specific investment objectives, financial situation, risk tolerance or particular needs of any individual or entity;
• is not directed at retail investors and should not be relied upon by any person as the basis for an investment decision; and
• may include forward-looking statements, projections or opinions that involve known and unknown risks, uncertainties and other factors that may cause actual outcomes to differ materially.

You should not act on any Content without first obtaining independent professional advice from appropriately qualified advisers. Any decision you take in reliance on the Content is taken solely at your own risk and Pinetree Capital accepts no liability for any such decision.

04Investment risk warnings

Investing in financial instruments involves risk, including the possible loss of all or a substantial portion of the amount invested. The value of investments and any income derived from them may fall as well as rise, and investors may not recover the amount originally invested. Past performance is not a reliable indicator of future results.

Specific risks include but are not limited to market risk, liquidity risk, credit risk, interest-rate risk, currency risk, operational risk, regulatory risk and the risks associated with leveraged and derivative instruments. Real-estate investments are typically illiquid, sensitive to local economic conditions, and may be subject to development, regulatory and counterparty risks. Cryptoassets are highly volatile, may not be regulated in your jurisdiction and may result in the total loss of capital.

Where the Website contains information about specific instruments, sectors or strategies, this information reflects views held by Pinetree Capital at a point in time and may change without notice. Pinetree Capital is under no obligation to update any Content or to notify you of any change in its views.

05Accuracy of information

While we take reasonable steps to ensure that the Content is accurate, current and complete at the time of publication, we make no representations or warranties of any kind, express or implied, as to the accuracy, completeness, reliability, currency or suitability of the Content for any purpose. The Content may include information obtained from third-party sources that we believe to be reliable, but we do not independently verify all such information and accept no responsibility for any errors or omissions.

The Content may be updated, amended or removed at any time without notice.

06Intellectual property rights

All intellectual property rights in the Website and its Content, including but not limited to text, graphics, logos, icons, images, audio, video, software, design, structure and selection of information, are owned by or licensed to Pinetree Capital and are protected by applicable intellectual-property laws of the United Arab Emirates and other jurisdictions.

Subject to your compliance with these Terms, Pinetree Capital grants you a limited, revocable, non-exclusive, non-transferable and non-sublicensable licence to access and view the Website and its Content for your personal, non-commercial use only.

Except as expressly permitted by these Terms or applicable mandatory law, you may not:

• copy, reproduce, distribute, republish, upload, post, display, transmit or sell any part of the Website or its Content;
• modify, translate, create derivative works of, reverse engineer, decompile or disassemble any part of the Website or its Content;
• use any data-mining, scraping, robots, spiders or similar automated data-gathering or extraction tools in relation to the Website;
• use the Website or its Content for any commercial purpose without our prior written consent; or
• remove, alter or obscure any copyright, trademark or other proprietary notices.

"Pinetree Capital" and any related names, logos and slogans are trademarks of Pinetree Capital. You may not use these marks without our prior written consent. All other names, logos and trademarks appearing on the Website are the property of their respective owners.

07Acceptable use

You agree to use the Website only for lawful purposes and in a manner that does not infringe the rights of, restrict or inhibit the use and enjoyment of the Website by any third party. In particular, you agree not to:

• use the Website in any way that breaches any applicable local, national or international law or regulation;
• use the Website to send, knowingly receive, upload, download, use or re-use any material that is unlawful, harmful, defamatory, obscene, infringing, harassing or otherwise objectionable;
• transmit any unsolicited or unauthorised advertising, promotional material, junk mail or spam through or in relation to the Website;
• knowingly transmit any data, send or upload any material that contains viruses, trojan horses, worms, time-bombs, keystroke loggers, spyware, adware or any other harmful programs or similar computer code designed to adversely affect the operation of any computer software or hardware;
• attempt to gain unauthorised access to the Website, the server on which the Website is stored, or any server, computer or database connected to the Website;
• attack the Website via a denial-of-service attack or a distributed denial-of-service attack;
• interfere with, disrupt or impose an unreasonable load on the Website or its underlying infrastructure; or
• impersonate Pinetree Capital, any employee or representative of Pinetree Capital, or any other person or entity.

We reserve the right to investigate and take appropriate action, including reporting any breach of these Terms to law-enforcement authorities and cooperating with them in their investigations.

08User submissions and communications

Where you submit information to us through a contact form, by email or otherwise (a "Submission"), you represent and warrant that the Submission is accurate, lawful, and does not infringe the rights of any third party. You grant Pinetree Capital a royalty-free, perpetual, irrevocable, worldwide, non-exclusive licence to use, reproduce, modify and process the Submission for the purpose of responding to your enquiry and operating our business, subject to our Privacy Policy.

Please do not submit any confidential, proprietary or material non-public information through the Website. Any unsolicited Submission will be treated as non-confidential and non-proprietary.

09Third-party content and links

The Website may contain links to third-party websites, resources, services or content ("Third-Party Content"). Such links are provided solely for your convenience and do not signify our endorsement of, or affiliation with, the operators of those websites or the Third-Party Content.

We do not control, monitor or endorse Third-Party Content and are not responsible for its accuracy, legality, decency or any other aspect. Your use of Third-Party Content is at your own risk and is subject to the terms and conditions of the relevant third party.

10Availability of the Website

We endeavour to keep the Website available at all times, but we do not guarantee uninterrupted, timely, secure or error-free access. The Website may be unavailable from time to time due to maintenance, upgrades, technical issues or events beyond our reasonable control.

We reserve the right to modify, suspend, withdraw, discontinue or restrict access to the Website (or any part of it) at any time, in our sole discretion and without notice or liability.

11Disclaimers

The website and all content are provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, to the fullest extent permitted by applicable law.

Without limiting the generality of the foregoing, Pinetree Capital expressly disclaims all warranties of any kind, whether express, implied, statutory or otherwise, including but not limited to any warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, completeness, reliability, security, timeliness, freedom from errors, viruses or other harmful components, and any warranties arising from a course of dealing or usage of trade.

Pinetree Capital does not warrant that the Website or the Content will meet your requirements, that defects will be corrected, or that the Website or its server are free of viruses, malware or other harmful components.

12Limitation of liability

To the fullest extent permitted by applicable law, Pinetree Capital, its affiliates, officers, directors, partners, employees, agents, suppliers and licensors shall not be liable for any indirect, incidental, consequential, special, exemplary, punitive or enhanced damages, including without limitation damages for loss of profits, revenues, investments, goodwill, use, data or other intangible losses, arising out of or in connection with your access to or use of, or inability to access or use, the website or any content, whether based on contract, tort (including negligence), strict liability or any other legal theory, and whether or not Pinetree Capital has been advised of the possibility of such damages.

Without limiting the foregoing, Pinetree Capital's total aggregate liability arising out of or in connection with your use of the website shall not exceed one hundred United States dollars (USD 100).

Nothing in these Terms shall exclude or limit any liability that cannot lawfully be excluded or limited under applicable law, including liability for death or personal injury caused by negligence or for fraud or fraudulent misrepresentation.

13Indemnity

You agree to indemnify, defend and hold harmless Pinetree Capital and its affiliates, officers, directors, partners, employees, agents and licensors from and against any and all claims, liabilities, losses, damages, costs and expenses (including reasonable legal fees) arising out of or in connection with: (a) your access to or use of the Website; (b) your breach of these Terms; (c) your violation of any applicable law or regulation; or (d) your infringement of any rights of any third party.

14Confidentiality

Where Pinetree Capital provides you with access to information that is identified as confidential or that should reasonably be understood to be confidential, you agree to maintain the confidentiality of that information, to use it only for the purpose for which it was provided, and not to disclose it to any third party without our prior written consent.

15Suspension and termination

We may, in our sole discretion and without notice or liability, suspend or terminate your access to the Website (or any part of it) at any time, including if we reasonably believe that you have breached these Terms or applicable law. The provisions of these Terms which by their nature are intended to survive termination, including without limitation those relating to intellectual property, disclaimers, limitation of liability, indemnity and governing law, shall survive any such termination.

16Force majeure

Pinetree Capital shall not be liable for any failure or delay in performance under these Terms to the extent such failure or delay results from causes beyond its reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, civil unrest, pandemic, governmental action, labour disputes, internet or telecommunications failures, or third-party service interruptions.

17Changes to these Terms

We may revise these Terms from time to time by posting an updated version on the Website. The updated Terms will take effect from the date stated on the revised version. By continuing to access or use the Website after such changes are posted, you agree to be bound by the revised Terms. We encourage you to review these Terms periodically.

18General provisions

Entire agreement. These Terms (together with the Privacy Policy and any other notices or terms posted on the Website) constitute the entire agreement between you and Pinetree Capital regarding your use of the Website and supersede all prior agreements and understandings, whether oral or written.

Severability. If any provision of these Terms is found to be invalid, illegal or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be deemed modified to the minimum extent necessary to make it valid and enforceable.

No waiver. Our failure to exercise or enforce any right or provision of these Terms shall not operate as a waiver of such right or provision.

Assignment. You may not assign or transfer any of your rights or obligations under these Terms without our prior written consent. Pinetree Capital may assign or transfer its rights and obligations under these Terms at any time without your consent.

No partnership or agency. Nothing in these Terms shall be construed as creating a partnership, joint venture, agency or employment relationship between you and Pinetree Capital.

Notices. Any notices to Pinetree Capital under these Terms should be sent by email to contact@pinetreecapital.ae. Any notices we provide to you may be given by email to the address you have provided to us, by posting on the Website, or by any other reasonable means.

Language. These Terms have been prepared in the English language. In the event of any conflict between the English version and any translation, the English version shall prevail to the extent permitted by applicable law.

19Governing law and jurisdiction

These Terms and any dispute or claim (including non-contractual disputes or claims) arising out of or in connection with them, their subject matter or formation, are governed by and construed in accordance with the laws of the United Arab Emirates.

You agree that the competent courts of the United Arab Emirates shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with these Terms or your use of the Website, and you irrevocably submit to the jurisdiction of those courts.

20Contact us

If you have any questions about these Terms or about the Website, please contact us at: